Managing Debt for Dummies

Tips on spending less and getting more for your money Manage your money wisely, stop accumulating debt, and start paying it off today! Are you carrying too much debt? Relax! This practical guide gives you simple, effective methods for paying off your bills as quickly as possible and getting your finances back on track. You'll find proven strategies for slashing spending, consolidating debts, dealing with collectors, handling high-risk debt such as a mortgage or car loan, and avoiding future debt problems. "Managing Debt For Dummies arms consumers with all of the tools and information they need to pay down their debts. It's an essential guide for anyone with money troubles." --Richard Alderman, Director of the Center for Consumer Law, Associate Dean, University of Houston Law School Discover how to Create a debt-busting budget Improve your spending habits Use credit cards responsibly Negotiate with creditors Manage past-due debt Rebuild your credit history