Access to Bank Credit and SME Financing

Identifies different forms of credit rationing and some types of distortions in credit marketsProvides evidence on the issue of gender discrimination and the effects that judicial systems and legal enforcement may have on the access to finance for SMEsOffers insights on the transmission channel (contagion effect) from sovereign to bank risk that emerged during the European sovereign debt crisisProvides evidence in favour of a revision of the current regulatory framework, to soften the procyclicality issues that have arisen with Basel III

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Access to Bank Credit and SME Financing Stefania P. S. Rossi

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