Access to Bank Credit and SME Financing

Identifies different forms of credit rationing and some types of distortions in credit markets Provides evidence on the issue of gender discrimination and the effects that judicial systems and legal enforcement may have on the access to finance for SMEs Offers insights on the transmission channel (contagion effect) from sovereign to bank risk that emerged during the European sovereign debt crisis Provides evidence in favour of a revision of the current regulatory framework, to soften the procyclicality issues that have arisen with Basel III

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